.article-nav{display:flex;gap:28px;align-items:center;margin-left:auto}.article-nav a{font-family:var(--display);font-size:18px;font-weight:600}.article-nav .nav-review{border:1px solid #666;padding:13px 16px;font-size:16px;margin-left:20px}.article-breadcrumbs{display:flex;gap:10px;align-items:center;flex-wrap:wrap;padding-top:25px;padding-bottom:25px;font-size:9px;color:#777}.article-breadcrumbs a{color:#111}.article-breadcrumbs a:hover{text-decoration:underline}.article-header{padding-bottom:28px}.article-status-row{display:flex;align-items:center;gap:15px;margin-bottom:17px}.article-topic{font-size:10px;font-weight:800;letter-spacing:1px}.status-badge{font-size:8px;letter-spacing:.3px;border:1px solid #aaa;padding:6px 8px;color:#555}.status-badge.pending{background:#111;color:white;border-color:#111}.article-header h1{font-size:69px;line-height:.98;letter-spacing:-1px;max-width:1040px;margin-bottom:21px}.article-dek{font-size:16px;line-height:1.7;color:#666;max-width:790px}.article-byline{display:flex;align-items:center;gap:18px;font-size:9px;color:#777;border-top:1px solid #ddd;padding-top:18px;margin-top:25px;flex-wrap:wrap}.article-byline strong{color:#333;font-weight:600}.article-hero{display:grid;grid-template-columns:minmax(0,2.6fr) minmax(240px,1fr);gap:24px;align-items:stretch}.article-image{margin:0;position:relative;min-height:330px;background:#ddd}.article-image img{height:100%;width:100%;object-fit:cover;position:absolute}.article-image figcaption{position:absolute;bottom:0;left:0;right:0;background:#000a;padding:10px 16px;color:white;font-size:8px;line-height:1.5}.article-snapshot{background:#111;color:#fff;padding:26px;display:flex;flex-direction:column;justify-content:space-between;gap:18px}.article-snapshot>.eyebrow{font-size:8px;color:#aaa}.snapshot-item{border-top:1px solid #555;padding-top:14px}.snapshot-item strong{font-family:var(--display);font-size:44px;line-height:1;font-weight:600;display:block;margin-bottom:5px}.snapshot-item span{display:block;font-size:11px;line-height:1.5}.snapshot-item small{display:block;color:#999;font-size:8px;margin-top:4px;line-height:1.5}.review-snapshot h2{font-size:38px;line-height:1}.review-snapshot p{font-size:11px;line-height:1.8;color:#ccc}.source-freshness{padding-top:15px;padding-bottom:16px;border-bottom:1px solid #111;display:flex;justify-content:space-between;gap:22px;color:#777;font-size:8px;line-height:1.5}.article-layout{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(330px,1fr);gap:80px;padding-top:42px;padding-bottom:44px;align-items:start}.article-body{max-width:720px}.article-body section+section{margin-top:32px}.article-section-label{display:flex;align-items:center;gap:10px;font-size:9px;letter-spacing:1px;font-weight:800;margin-bottom:14px}.article-section-label>span{font-family:var(--display);font-size:21px;font-weight:600;color:#aaa;letter-spacing:0}.article-body h2{font-size:34px;line-height:1.05;margin:0 0 15px}.article-body p{font-size:13px;line-height:1.9;color:#555;margin-bottom:14px}.article-body .takeaway{font-family:var(--display);font-size:31px;line-height:1.13;color:#111;border-left:3px solid #111;padding-left:20px;margin:0 0 26px}.article-body .source-note{font-size:10px;background:#f2f2ef;border-left:2px solid #aaa;padding:12px 16px;color:#666;line-height:1.8}.article-body .pending-note{background:#f0f0ed;border:1px solid #bbb;padding:18px}.article-body .pending-note strong{display:block;font-size:11px;margin-bottom:7px;color:#111}.article-body ul{list-style:none;padding:0;margin:0}.watch-list li{padding:13px 0 13px 27px;border-top:1px solid #ddd;font-size:12px;line-height:1.7;color:#555;position:relative}.watch-list li:before{content:'↗';position:absolute;left:1px;top:10px;font-size:18px;color:#111}.article-sources{border-top:1px solid #111;padding-top:24px}.article-sources h2{font-size:28px}.article-sources ol{padding-left:16px;font-size:11px;line-height:1.8;color:#666}.article-sources a{text-decoration:underline;text-underline-offset:3px;color:#111;overflow-wrap:anywhere}.article-sources li+li{margin-top:9px}.article-body .article-smallprint{font-size:9px;line-height:1.8;color:#777}.company-links{display:flex;gap:7px;flex-wrap:wrap;margin:16px 0 13px}.company-links a{font-size:9px;border:1px solid #bbb;padding:7px 10px}.company-links a:hover{background:#111;color:white;border-color:#111}.calculator-card{border:1px solid #c8c8c3;background:#f7f7f4;position:sticky;top:22px}.calculator-card-head{padding:22px 24px 21px;background:#111;color:white}.calculator-card-head>.eyebrow{font-size:8px;color:#bbb;letter-spacing:1px}.calculator-card-head h2{font-size:35px;line-height:.98;margin-top:10px}.calculator-card-head p{font-size:10px;line-height:1.7;color:#bbb;margin-top:12px}.article-calculator{padding:22px 24px}.calculator-warning{font-size:8px;line-height:1.7;background:white;border:1px solid #d4d4cd;padding:10px;margin-bottom:19px;color:#666}.calc-field{display:block;margin-top:15px;font-size:10px;font-weight:600;line-height:1.5}.calc-field:first-of-type{margin-top:0}.calc-field span{display:flex;justify-content:space-between;gap:12px;margin-bottom:7px}.calc-field small{font-size:8px;font-weight:400;color:#777}.calc-field input{display:block;width:100%;padding:12px;border:1px solid #b9b9b2;background:white;color:#111;font-size:14px;font-weight:500;min-height:42px}.calc-field input[aria-invalid=true]{border-color:#a03222;outline-color:#a03222}.calc-error{font-size:9px;color:#a03222;line-height:1.6;min-height:15px;margin-top:11px}.calc-result{border-top:1px solid #111;padding-top:18px;margin-top:7px}.calc-result>span{font-size:8px;font-weight:800;letter-spacing:.6px;display:block;line-height:1.6}.calc-result>strong{overflow-wrap:anywhere;font-size:42px;line-height:1;letter-spacing:-1.3px;display:block;margin:11px 0;color:#111}.calc-result>strong.saving{color:#24734e}.calc-result>p{font-size:9px;line-height:1.7;color:#777}.calc-secondary{display:flex;justify-content:space-between;gap:15px;font-size:9px;line-height:1.6;padding-top:13px;margin-top:14px;border-top:1px solid #d3d3cc;color:#666}.calc-secondary b{color:#111;font-size:11px;white-space:nowrap}.calc-visual{margin-top:19px}.mini-bar-row+.mini-bar-row{margin-top:14px}.mini-bar-row>div:first-child{display:flex;justify-content:space-between;gap:16px;font-size:8px;color:#666;margin-bottom:7px;line-height:1.4}.mini-bar-row b{font-weight:600;color:#111}.mini-track{height:6px;background:#dcdcd5;overflow:hidden}.mini-track i{display:block;height:100%;background:#7c7c76;transition:width .2s}.mini-track i.dark{background:#111}.calc-visual-note{font-size:9px;line-height:1.8;color:#777}.calc-reset{font-size:9px;text-decoration:underline;text-underline-offset:3px;padding:0;margin-top:22px}.calc-footnote{font-size:9px;line-height:1.8;color:#777;margin-top:18px;border-top:1px solid #d3d3cc;padding-top:15px}.article-cta{background:#111;color:white;padding:29px;display:flex;justify-content:space-between;align-items:center;gap:30px;margin-top:25px}.article-cta h2{font-size:34px;line-height:1}.article-cta p{font-size:11px;line-height:1.7;color:#bbb;margin-top:10px;max-width:550px}.article-cta .button{white-space:nowrap;font-size:15px;padding:16px 18px}.related-section{padding-top:36px;padding-bottom:45px}.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:25px}.related-card{display:grid;grid-template-columns:115px 1fr;gap:16px;padding-bottom:18px;border-bottom:1px solid #bbb;align-items:start}.related-card img{aspect-ratio:1;object-fit:cover;width:115px}.related-card .eyebrow{font-size:7px;color:#777;display:block;margin-bottom:7px}.related-card h3{font-size:25px;line-height:1.05}.related-card .related-status{display:block;font-size:8px;color:#777;line-height:1.6;margin-top:8px}.related-card:hover h3{text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px}.article-footer{background:#111;color:white;padding:24px 0}.article-footer>.content-width{display:flex;justify-content:space-between;gap:25px;align-items:center;font-size:9px;line-height:1.7}.article-footer-links{display:flex;gap:25px;flex-wrap:wrap}.article-footer a{text-decoration:underline;text-underline-offset:3px}.article-footer small{font-size:8px;color:#aaa;display:block;margin-top:5px}.hub-header{padding-top:15px;padding-bottom:30px;border-bottom:3px solid #111;margin-bottom:27px}.hub-header>.eyebrow{font-size:9px;color:#777}.hub-header h1{font-size:67px;line-height:.95;margin:15px 0 20px;text-transform:uppercase}.hub-header p{max-width:660px;color:#666;font-size:13px;line-height:1.8}.hub-nav{display:flex;gap:9px;flex-wrap:wrap;margin-bottom:32px}.hub-nav a{border:1px solid #ccc;border-radius:20px;padding:10px 15px;font-family:var(--display);font-size:16px;font-weight:600}.hub-nav a.current,.hub-nav a:hover{background:#111;color:white;border-color:#111}.hub-article-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:31px 25px;margin-bottom:45px}.hub-article{display:block;border-bottom:1px solid #bbb;padding-bottom:19px}.hub-article img{width:100%;aspect-ratio:1.75;object-fit:cover;margin-bottom:17px}.hub-article .eyebrow{font-size:8px;color:#777;display:block;margin-bottom:8px}.hub-article h2{font-size:30px;line-height:1.04;margin-bottom:13px}.hub-article p{font-size:11px;line-height:1.8;color:#666}.hub-article .hub-status{margin-top:16px;font-size:8px;color:#666;display:flex;justify-content:space-between;align-items:center;border-top:1px solid #ddd;padding-top:11px}.hub-status b{font-size:18px;font-weight:400;color:#111}.company-directory{display:grid;grid-template-columns:repeat(3,1fr);gap:0 30px;margin-bottom:40px}.company-directory a{font-family:var(--display);font-size:29px;font-weight:600;line-height:1.1;display:flex;justify-content:space-between;gap:20px;border-bottom:1px solid #bbb;padding:20px 0}.company-directory a>span{font-family:var(--body);font-size:9px;font-weight:400;line-height:1.7;color:#777;align-self:center}.company-disclaimer{background:#f1f1ee;border-left:3px solid #111;padding:15px 20px;font-size:11px;line-height:1.8;color:#666;margin-bottom:28px}.no-js-note{font-size:10px;line-height:1.8;padding:15px;background:#fff;border:1px solid #ddd}
@media(max-width:1200px){.article-header h1{font-size:61px}.article-layout{gap:48px;grid-template-columns:minmax(0,1.35fr) minmax(320px,1fr)}.article-hero{grid-template-columns:minmax(0,2.3fr) minmax(235px,1fr)}.article-image{min-height:310px}.article-snapshot{padding:23px}.related-card{grid-template-columns:90px 1fr;gap:13px}.related-card img{width:90px}.related-card h3{font-size:23px}.article-nav{gap:22px}.article-nav .nav-review{margin-left:0;font-size:14px}}
@media(max-width:980px){.article-header h1{font-size:55px;max-width:820px}.article-dek{font-size:14px}.article-layout{gap:30px;grid-template-columns:minmax(0,1.2fr) minmax(290px,1fr)}.article-body p{font-size:12px}.article-body .takeaway{font-size:28px}.article-body h2{font-size:31px}.calculator-card-head{padding:20px}.calculator-card-head h2{font-size:31px}.article-calculator{padding:20px}.article-hero{grid-template-columns:minmax(0,2fr) minmax(210px,1fr);gap:20px}.article-image{min-height:300px}.snapshot-item strong{font-size:35px}.snapshot-item span{font-size:10px}.article-snapshot{padding:20px;gap:13px}.snapshot-item{padding-top:12px}.article-snapshot>.eyebrow{font-size:7px}.related-grid{gap:20px}.related-card{grid-template-columns:1fr}.related-card img{width:100%;aspect-ratio:1.75}.article-cta{padding:25px;gap:25px}.article-cta h2{font-size:30px}.article-cta .button{font-size:13px;gap:20px}.article-nav .nav-review{display:none}.hub-article-grid{grid-template-columns:repeat(2,1fr)}.company-directory{grid-template-columns:repeat(2,1fr)}}
@media(max-width:740px){.article-nav{gap:19px}.article-nav a{font-size:15px}.article-nav a:nth-child(3){display:none}.article-breadcrumbs{padding-top:19px;padding-bottom:20px;font-size:8px;gap:8px}.article-status-row{gap:11px;flex-wrap:wrap;margin-bottom:16px}.article-topic{font-size:8px}.status-badge{font-size:7px;padding:5px 6px}.article-header h1{font-size:47px;line-height:1;letter-spacing:-.6px;margin-bottom:17px}.article-dek{font-size:12px;line-height:1.8}.article-byline{font-size:8px;gap:10px 15px;line-height:1.7;margin-top:20px;padding-top:16px}.article-header{padding-bottom:23px}.article-hero{grid-template-columns:1fr;gap:0}.article-image{min-height:235px}.article-image figcaption{font-size:7px;padding:9px 12px}.article-snapshot{padding:19px 17px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.article-snapshot>.eyebrow{grid-column:1/-1}.snapshot-item{padding-top:12px;border-top:1px solid #666;min-width:0}.snapshot-item strong{font-size:32px}.snapshot-item span{font-size:8px;line-height:1.5}.snapshot-item small{font-size:7px;line-height:1.6;margin-top:6px}.review-snapshot{display:block;padding:23px}.review-snapshot h2{font-size:34px;margin:13px 0}.review-snapshot p{font-size:10px}.source-freshness{font-size:7px;gap:12px;flex-wrap:wrap;padding-top:13px;padding-bottom:13px}.article-layout{display:flex;flex-direction:column;gap:28px;padding-top:28px;padding-bottom:30px}.article-body{max-width:none;width:100%}.article-body section+section{margin-top:26px}.article-body .takeaway{font-size:29px;line-height:1.15;padding-left:16px;margin-bottom:24px}.article-body h2{font-size:31px;margin-bottom:12px}.article-section-label{font-size:8px;margin-bottom:12px}.article-section-label>span{font-size:20px}.article-body p{font-size:12px;line-height:1.9;margin-bottom:13px}.article-body .source-note{font-size:9px;padding:11px 13px}.watch-list li{font-size:11px;padding-top:12px;padding-bottom:12px}.article-sources h2{font-size:28px}.article-sources ol{font-size:10px}.article-body .article-smallprint{font-size:8px}.calculator-card{position:static;width:100%}.calculator-card-head{padding:24px}.calculator-card-head h2{font-size:37px;max-width:340px}.calculator-card-head p{font-size:10px;max-width:360px}.article-calculator{padding:23px}.calc-field{font-size:11px;margin-top:17px}.calc-field small{font-size:8px}.calc-field input{font-size:16px;padding:13px}.calc-result>strong{overflow-wrap:anywhere;font-size:43px}.calc-result>span{font-size:8px}.calc-secondary{font-size:10px}.calc-secondary b{font-size:12px}.calc-footnote{font-size:9px}.mini-bar-row>div:first-child{font-size:9px}.article-cta{display:block;padding:25px;margin-top:0}.article-cta h2{font-size:33px}.article-cta p{font-size:11px;margin-top:13px}.article-cta .button{margin-top:21px;font-size:15px;gap:25px}.related-section{padding-top:30px;padding-bottom:30px}.related-grid{grid-template-columns:1fr;gap:19px}.related-card{grid-template-columns:105px 1fr;gap:17px;padding-bottom:18px}.related-card img{width:105px;aspect-ratio:1}.related-card h3{font-size:25px}.related-card .eyebrow{font-size:7px}.article-footer>.content-width{display:block;font-size:9px}.article-footer-links{margin-top:20px;gap:20px}.article-footer small{font-size:7px}.hub-header{padding-top:6px;padding-bottom:24px;margin-bottom:22px}.hub-header h1{font-size:49px;line-height:.98;margin-top:13px;margin-bottom:16px}.hub-header p{font-size:11px}.hub-header>.eyebrow{font-size:8px}.hub-nav{gap:8px;margin-bottom:27px}.hub-nav a{padding:9px 12px;font-size:14px}.hub-article-grid{grid-template-columns:1fr;gap:26px;margin-bottom:33px}.hub-article img{aspect-ratio:1.8;margin-bottom:14px}.hub-article h2{font-size:34px;max-width:520px}.hub-article p{font-size:11px}.hub-article .hub-status{font-size:8px}.company-directory{grid-template-columns:1fr;gap:0;margin-bottom:30px}.company-directory a{font-size:29px;padding:17px 0}.company-disclaimer{font-size:10px;padding:14px 17px}}
@media(max-width:370px){.article-header h1{font-size:42px}.article-nav{gap:15px}.article-nav a{font-size:14px}.snapshot-item strong{font-size:29px}.article-snapshot{gap:10px;padding:17px 14px}.snapshot-item span{font-size:7px}.article-image{min-height:215px}.calculator-card-head{padding:20px}.article-calculator{padding:20px}.related-card{grid-template-columns:88px 1fr;gap:14px}.related-card img{width:88px}.related-card h3{font-size:23px}.article-cta{padding:22px}.article-cta h2{font-size:30px}}
.ui-arrow{font-family:var(--body);font-weight:400}

.article-exposure-jump{display:inline-flex;gap:18px;border-bottom:1px solid #111;padding:8px 0;font:700 11px var(--body);margin-top:12px}
.article-opening{margin-bottom:34px;padding-bottom:18px;border-bottom:1px solid #ddd}.article-body .article-opening p{font-size:15px;color:#383838;line-height:1.85}.longform-subsection{margin-top:26px}.article-body h3{font-family:var(--display);font-size:27px;line-height:1.12;font-weight:600;color:#111;margin:0 0 13px}.article-sensitivity{margin:27px 0;padding:22px 20px;background:#f4f4f0;border-top:3px solid #111}.article-sensitivity>.eyebrow{display:block;font-size:8px;margin-bottom:11px}.article-sensitivity table{width:100%;border-collapse:collapse;font-size:11px;line-height:1.55;table-layout:fixed}.article-sensitivity caption{text-align:left;caption-side:top;font-size:11px;line-height:1.8;color:#555;padding:2px 0 16px}.article-sensitivity th,.article-sensitivity td{padding:13px 7px;border-bottom:1px solid #d1d1cb;text-align:right;overflow-wrap:anywhere}.article-sensitivity th:first-child{text-align:left}.article-sensitivity thead th{font-size:9px;font-weight:600;color:#666;border-top:1px solid #111;border-bottom:1px solid #111;vertical-align:bottom}.article-sensitivity tbody th{font-weight:500}.article-sensitivity td{font-variant-numeric:tabular-nums;color:#111}.article-body .table-note{font-size:9px;line-height:1.8;color:#62625d;margin:15px 0 0}.article-action-list{margin-top:29px}.article-action-list ol{padding-left:21px;font-size:12px;line-height:1.85;color:#555}.article-action-list li{padding-left:7px;margin-top:12px}.article-bottom-line{margin-top:29px;border-left:3px solid #111;padding:17px 20px;background:#f5f5f2}.article-bottom-line>.eyebrow{font-size:8px;display:block;margin-bottom:12px}.article-bottom-line p{margin-bottom:0;color:#333}.source-detail{display:block;color:#666;font-size:10px;line-height:1.7;margin-top:5px}.article-body .article-revision{font-size:10px;line-height:1.8;margin-top:20px;color:#555}.article-body .article-smallprint{color:#666}
@media(max-width:740px){.article-opening{margin-bottom:27px}.article-body .article-opening p{font-size:14px;line-height:1.9}.article-body p{font-size:13px}.article-body h3{font-size:27px}.article-sensitivity{padding:20px 14px;margin:24px 0}.article-sensitivity table{font-size:11px}.article-sensitivity caption{font-size:11px}.article-sensitivity th,.article-sensitivity td{padding:12px 5px}.article-sensitivity thead th{font-size:9px}.article-body .table-note{font-size:10px}.article-action-list ol{font-size:12px}.article-bottom-line{padding:17px 15px}.source-detail{font-size:10px}.article-body .article-smallprint{font-size:9px}}
/* The expanded v1.3 navigation gets its own row instead of overflowing a 320px article. */
@media(max-width:740px){.masthead:has(.article-nav){flex-wrap:wrap;gap:18px}.article-nav{width:100%;min-width:0;margin-left:0;border-top:1px solid #3b3b3b;padding-top:16px;gap:14px;flex-wrap:wrap}.article-nav a{white-space:nowrap}.article-nav a:nth-child(3){display:inline}.article-nav .nav-review{display:none}}
@media(max-width:740px){.article-cta .button{width:100%;max-width:100%;white-space:normal;justify-content:space-between;gap:14px;padding:16px 14px;font-size:14px}.article-cta .button>span{flex-shrink:0}}

/* Two-item snapshot rows should not reserve a third empty column. */
.snapshot-item strong{overflow-wrap:anywhere}
@media(max-width:740px){.article-snapshot.snapshot-pair{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:370px){.article-snapshot.snapshot-pair{grid-template-columns:1fr}}